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IBPSClerk20111stShift Related Question Answers
176. When a banker talks about CDR what is he talking about ?
Corporate Debt Restructuring Corporate Debt Rollover Company Debt Rollover Corporate Deposit Restructuring Company Deposit Restructuring
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177. Expand the term ALM as used in Banking/Finance sector ?
Asset Liability Management Asset Liability Maturity Asset Liability Mismatch Asset Liability Manpower Asset Liability Maintenance
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178. Which of the following is the overall female literacy rate in India as per recent cenus ? Approximately
50% 60% 65% 70% 73%
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179. Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) are terms most closely related to which of the following industries/markets ?
Capital Market Banking industry Commodities market Money Market Mutual fund industry
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180. What is the maximum period for which domestic term deposits are normally accepted by banks in our country ?
3 yr 5 yr 7 yr 10 yr 12 yr
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181. If you wish to purchase some US Dollars for your travel abroad you should approach……..
The ministry of finance The US Embassy Any Bank Branch authorised to do such activity The Reserve Bank of India External Affairs Ministry
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183. Which of the following books is written by Sunil Gavaskar ?
A Brief History of Time A Sense of Time Sunny Days Half A Life Great Expectations
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184. What does the ‘L’ letter stands for in the term LAF commonly used in financial/economic news ?
Liquidity Least Liabilities Long Liquid
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185. The Banking Ombudsman
is in charge of bank loans for buses fixes the rates of interest for loans resolves complaints of customers issues licences for new bank branches is the head of all nationalized banks
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186. Which of the following is not classified as a Commercial Bank ?
Public Sector Bank Foreign Bank Private Sector Bank Regional Rural Bank Urban Cooperative Bank
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187. Which of the following is not the name of a Banking Organization ?
HDFC IDBI YES SEBI ICICI
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188. Which of the following terms is used in Sports/Games ?
Equator Clean-Bowled Erosion Neap Tide Rotation
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189. Money laundering means
Hiding of income source mainly to avoid Income Tax Money acquired through criminal source Money acquired from undisclosed source and deposited in foreign banks Process of conversion of money obtained illegally to appear to have originated from legitimate sources Money acquired from drug trafficking
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190. Monetary Policy as an arm of the economic policy is administered by
Government of India Reserve Bank of India State Bank of India Governments of the respective states None of the above
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191. ’Thumba’ India’s Rocket Launching Centre is located in
Haryana Maharashtra Tamil Nadu Gujarat Odihsa
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192. Which of the following is not a primary function of a Bank ?
Granting Loans Collecting Cheques/Drafts of customers Facilitating import of goods Issuing Banks Drafts Selling Gold/silver Coins
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194. Which of the following is observed as ‘World Food Day’ ?
6th November 16th November 6th October 16th October 17th January
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195. Which of the following States is among the North East States of India ?
Jammu & Kashmir Punjab Himachal Pradesh Meghalaya Rajasthan
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197. Which of the following represent correct meaning of ‘REPO RATE’ ?
Rate on which RBI sells Government Securities to Banks Rate for borrowing rupees by banks from RBI Rate offered by banks to their prime customers Rate applicable for grant of priority sector loans None of the above
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198. Reserves which can act as a liquidity buffer for Commercial Banks during crisis times are
CAR CRR CAR & CRR CRR & SLR SLR
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199. Savings Bank accounts are opened by
Trading entities manufacturing entities and individuals for saving purposes Traders and manufacturers for business purposes Individuals for savings purposes Limited companies and partnerships for saving purposes Cooperative Banks for savings
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